We have money to lend! Contact us at any of our four locations for a great rate on a commercial loan! Equal Housing Lender. Subject to credit approval. Thank you for banking with us!

Welcome & President's Letter

On behalf of everyone at Citizens Bank of Florida, welcome to our website!

Citizens Bank of Florida invites you to enjoy this website as a means of accessing information or to conduct a host of transactions. Within these pages are snapshots of accounts and services, loans and the history of our bank, which reflects the character of our institution, the unique brand of service-driven banking we offer and the fiscal integrity on which we operate each day.

You may like the convenience of Internet banking, but I hope that you will come in and meet our experienced and dedicated staff who will be happy to assist you with any of your financial needs. The personal service we provide is the difference we make.  Since 1946, our bank has been built on the corporate values of honesty and fair dealing, first articulated by our bank’s founders.

Come see for yourself what generations have experienced through true community banking. Citizens Bank of Florida is a safe and sound bank that is well capitalized and did not participate in the government bailout.  Our profits are reinvested in the communities that we serve since we are headquartered right here in Central Florida.  We are independently owned, service oriented and community focused.  We invite you to experience the difference with us and see why our slogan is Independent Thinking and Independent Banking!