Business Accounts

Select a Product below:

Simply Business Checking

  • $100 minimum opening deposit required
  • Balance fee of $15 if the average daily balance falls below $500 during the monthly statement cycle
  • 150 free items per month. A per item fee of 30¢ after the first 150 items. This includes all debits and credits (including deposited items)
  • Paper statement fee of $2 per monthly statement cycle if enrolled in Internet Banking and not enrolled in E-Statements

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Citizens Community Checking

Designed for basic checking activity for small non-profit organizations, civic groups and clubs.

  • $100 minimum opening deposit required
  • Basic fee of $5 each statement cycle if balance falls below $500 on any day of the monthly statement cycle
  • Paper statement fee of $2 per monthly statement cycle if enrolled in Internet Banking and not enrolled in E-Statements

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Citizens Business Advantage

Designed for medium to large businesses with high balances.

  • $5,000 minimum opening deposit required
  • Balance fee of $20 if average daily balance falls below $10,000 during the monthly statement cycle
  • 250 free items per month.  A per item fee of 30¢ after the first 250 items. This includes all debits and credits (including deposited items)
  • Paper statement fee of $2 per monthly statement cycle if enrolled in Internet Banking and not enrolled in E-Statements
  • Tiered interest rates based on account balance

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Business Savings

  • $100 minimum opening deposit required
  • Balance fee of $5 if balance falls below $500 on any day of the monthly statement cycle
  • Transfers to another account, or to third parties by preauthorized, automatic, or telephone transfers are limited to (6) per monthly statement cycle
  • An item fee of $3 per item will be assessed for any withdrawal item(s) in excess of (6) per monthly statement cycle
  • Paper statement fee of $2 per monthly statement cycle if enrolled in Internet Banking and not enrolled in E-Statements
  • This is an interest bearing account

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Business Money Market

  • $3,500 minimum opening deposit required
  • Balance fee of $15 if balance falls below $5,000 on any day of the monthly statement cycle
  • Transfers to another account, or to third parties by preauthorized, automatic, or telephone transfer are limited to (6) per statement cycle with no more than (6) by check, draft or similar order to third parties
  • An item fee of $10 per item will be assessed for any withdrawal item(s) in excess of (6) per monthly statement cycle
  • Paper statement fee of $2 per monthly statement cycle if enrolled in Internet Banking and not enrolled in E-Statements
  • Tiered interest rates based on account balance

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 Additional Services

  • Free Internet Banking
  • Free E-Statements
  • Free Internet Bill Pay
  • Free Mobile Banking with Mobile Deposits (Data rates may apply)
  • Free Citizens On Call

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