Business Loans, Home Mortgages & Personal Loans! Loans that are approved put dollars back into our own community! Reinvesting back into the communities we serve... that's the Citizens Bank of Florida difference! Member FDIC & Equal Housing Lender

Whether you are a first time home buyer or looking to refinance,

         Citizens Bank of Florida has a mortgage loan for you!     


  • Prompt lending decisions made locally*         
  • Local dollars remain actively at work in our community



Fran Hayes    407-353-0183 or

VP/Residential Lender

NMLS #461675

*Subject to credit approval.  We're a Member of FDIC and an Equal Housing Lender