Citizens Bank of Florida has money to lend! See us for your lending needs! We're an Equal Housing Lender. Thank you for banking with us!

Whether you are a first time home buyer or looking to refinance,

         Citizens Bank of Florida has a mortgage loan for you!     


  • Prompt lending decisions made locally*         
  • Local dollars remain actively at work in our community



Fran Hayes    407-353-0183 or

VP/Residential Lender

NMLS #461675

*Subject to credit approval.  We're a Member of FDIC and an Equal Housing Lender