Whether you need a loan for business expansion, or a small auto loan, we have loans to meet your needs. Talk to any of our knowledgeable loan officers today! Thank you for banking with us! We're a Member of FDIC & an Equal Housing Lender


Contact Us By Phone:  
Senior Management Team  
Richard H. Lee, President of the Bank, CEO 407-365-6611
Gregory E. Smith, Executive Vice President, CFO, COO 407-365-6611
Terry W. Vargo, Executive Vice President, Chief Lending Officer 407-365-6611
Timothy M. Slattery, Executive Vice President, Bank Sales Manager 407-365-6611
Liz Aulin, Senior Vice President, Compliance 407-365-6611
Paula Moore, Senior Vice President, BSA 407-365-6611
Sales Officers  
Todd Cluxton, Vice President, Red Bug Branch Sales Manager 407-366-4868
Debbi Beers, Vice President, Winter Park Branch Sales Manager, CRA Officer 407-679-7000
Fran Hayes, Vice President, Residential Lending Officer 407-365-6611
Tim Hendricks, Vice President, Longwood Sales Manager 407-622-7142
Tim Whitefield, Vice President, Winter Park Sales Manager 407-679-7000
Branch Offices  
Corporate Office-Oviedo 407-365-6611
Red Bug Office-Oviedo 407-366-4868
Winter Park Office 407-679-7000
Longwood Office 407-622-7142
Click here for Hours and Locations  
To Report Suspicious Account Activity contact:  
Bookkeeping Department 407-365-6611
To Report Lost or Stolen Cards- Click Here  
Citizens On-Call/Telephone Banking 407-366-1684
Contact Us By Mail:  
Customer Service  
Citizens Bank of Florida  
PO Box 620729  
Oviedo, FL 32762-0729  
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