Products & Services

Citizens Remote Deposit

Remote Deposit Machine

Already a Citizens Remote Deposit Customer?  Click here to login.  If you haven't already taken advantage of this service keep reading to see how this service can help your business.

With Citizens Remote Deposit, location is no longer a problem! This new service is a remote deposit capture service that enables you to deposit checks at your convenience, from the comfort of your office. No more daily drives to the bank or waiting in line! Imagine how much time and money you will save by using our new product, Citizens Remote Deposit.

Even better, Citizens Remote Deposit helps you improve cash flow and accelerate collection of funds, while reducing float and return item risk. Other advantages are:

  • Make deposits anytime of day
  • Faster funds availability
  • Consolidated deposit relationships
  • Late cut-off times
  • Reduced return item risk
  • Reduced transportation costs
  • Reduced processing costs
  • Increased employee productivity

Citizens Remote Deposit is ideal for businesses that meet any one of the following criteria:

  • Businesses not located near one of our branches
  • Businesses with multiple locations
  • Businesses with limited cash deposits
  • Businesses that handle a high volume of checks

Simply click on the link below to learn just how easy it is!

Watch Remote Deposit Video

For further information or to learn about the simple qualification process, please contact Tim Slattery at 407-365-6611 or by emailing him at


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Safe Deposit Boxes

We have safe deposit boxes available at our 156 Geneva Drive, Oviedo office and at our 413 W 1st Street, Sanford office. They are available in the assorted sizes listed below with affordable rental. Protect your important documents and valuables and store them in a safe place.

Size: Annual Rental:
3 x 5 $50.00
5 x 5 $65.00
3 x 10 $70.00
5 x 10 $95.00
10 x 10 $135.00






Lost Key Fee.………………………………………$50.00
Lock Drilling Fee...……………Cost of drilling by Locksmith
Late Fee (per month)……………...……………… $10.00

Receive a 10% discount off the annual rental fee for all boxes
when payment is set up as an automatic debit from a
Citizens Bank of Florida deposit account.

Safe Deposit Box contents are Not FDIC Insured,
Not Insured by the Bank, Not Insured by any
Federal Government Agency and Not a Deposit.

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Telephone Banking- Citizens On Call

Citizens On Call logoTelephone Banking is an automated service that is available to all Citizens Bank of Florida customers at no cost. You can access it anytime of the day by dialing 407-366-1684

With Citizens On-Call, you can obtain information on the following:

  • Checking, Savings or Money Market Accounts
  • CDs or IRAs
  • Loans

You may also conduct the following:

  • Deactivate a Lost or Stolen Debit Card
  • Schedule Account Transfers
  • Make a Loan Payment
  • Change Your Citizens On Call PIN

Citizens On Call Main Menu

  1. Account Balance
  2. Account History
  3. Transfer Funds or Make a Loan Payment
  4. Deactivate a Debit Card
  5. Change Your Citizens On Call PIN
  6. Bank Information

Quick Shortcuts

Help Menu - 1*
Main Menu - 3*
Voice Recognition - 8*
Listen to Previous Menu - *
Repeat Menu Options - #
Note: You must call from a telephone number listed in bank records when you establish your Citizens On Call PIN

If you do not use Citizens On Call to access one of your accounts periodically, your Citizens on Call access will be deactivated due to infrequent use. If your access is deactivated, please call 407-365-6611 to reactivate your access.

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 Debit Card

  • No annual or monthly fee
  • No retail transaction fee for retail purchases
  • Use your card everywhere Visa debit cards are welcome
  • Enjoy the convenience of access to 55,000+ surcharge free ATMs worldwide with the Allpoint ATM Network.

Visit to find ATMs near you!

Allpoint ATM Network Logo and list of benefits

Please contact any of our Financial Sales Representatives at any of our locations for more information.

Credit Cards

Visa & MasterCard Credit cards available*
*Minimum 6 month deposit relationship required for approval.

Please contact any of our Financial Sales Representatives at any of our locations for more information.

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Merchant Credit Card Processing

All major credit cards accepted

  • Next business day availability of funds
  • Competitive processing fees
  • PLUS check verification service available

Please contact any of our Financial Sales Representatives at any of our locations for more information.

ACH Origination

This Cash Management Service is available through Internet Banking for qualified businesses who wish to originate ACH credit or debit  items. Please talk to a Sales Officer or Loan Officer for more details about this service.

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Coin Counter

Coin Counting Machine Service is only available at our 156 Geneva Drive, Oviedo location.

Usage Fee:

Customer: 8% of Total Coin Amount

Non-Customers: 15% of Total Coin Amount


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